Electronic signature for banking and financial services
Send account opening and loan documents for signature, and see who has signed.
- Signers need no account
- Identity checks before signing
- 1 Primary holder Signed
- 2 Joint holder Viewed, not yet signed
- 3 Branch officer Not yet viewed
Trusted by 50,000+ businesses worldwide
Where signatures slow banking and lending down
Banks and lenders come to BoldSign with the same three delays. Customers travel to a branch. Files wait on one missing signature. Signing bills move with the month's volume.
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Account opening stops at the signature
A customer fills the form online, then has to print, sign, and scan the last page.
With BoldSign: the whole form is completed and signed online, in one sitting. See how signing works
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Loan files wait on one of two borrowers
A mortgage or joint loan needs both people to sign. Chasing the second one by email adds days.
With BoldSign: you set who signs first, and reminders go out on their own. See how signing works
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Signing costs climb in a busy quarter
A busy lending quarter pushes you past the envelope cap, and the invoice lands higher than the budget.
With BoldSign: you pay for senders, not for the documents they send. Compare the yearly cost
How does your bank get a loan document signed without a branch visit?
With BoldSign, your loan officer uploads the agreement, adds each borrower, and sends it. Borrowers sign from home, and your team gets the signed copy.
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Upload the loan document
Your team adds the loan agreement as a PDF, Word, or image file.
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Add your borrowers
Enter each borrower and place the fields where they sign.
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Send it from your desk
Each borrower gets an email link and signs on their own phone or computer.
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Get the signed copy back
BoldSign emails the completed PDF to your team and every borrower.
Works in: the BoldSign web app in any browser, the iOS and Android apps, and the BoldSign API.
How do you check the person signing is the account holder?
Banks follow strict security rules so that only the right person signs. BoldSign checks each signer before they can open the document.
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Access code
The signer enters a code you share with them outside the signing email.
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One-time code by email or SMS
BoldSign sends a fresh code that the signer types in before the document opens.
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Security questions
Questions built from public records that only the real signer should know.
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Government ID and a selfie
The signer photographs a passport or driver’s license and takes a selfie. See how ID verification works
What do banks and lenders usually send for signature?
Banks and lenders use BoldSign for six kinds of documents, from account opening to compliance forms.
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Account opening
New account forms and signature cards, for one holder or several. Read about account opening
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Loan origination
Loan applications and approvals, with a signing order for co-borrowers. Read about loan signing
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Account changes
Updates to account details, beneficiaries, or account types. Read about account changes
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Credit card applications
Card requests, approvals, and the disclosures that come with them. Read about card applications
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Mortgage processing
Mortgage applications and approval documents, signed online.
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Compliance documents
Regulatory disclosures, consent forms, and policy acknowledgements. Read about compliance forms
Why choose BoldSign for banks and lenders
BoldSign handles the signing work banks do every day, from joint accounts to audits.
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Joint accounts and co-borrowers
Several people sign one form, in the order you set. Each gets their own signed copy.
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Templates for forms you repeat
Save your account opening pack or loan agreement once, then reuse it for every customer.
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Easy, branded signing for customers
Customers sign on any device with no account. Signing pages and emails carry your logo and colors.
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Signing in your digital banking platform
Your developers can add BoldSign to your customer journey with embedded signing.
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Live alerts and an audit trail
Your team sees each view and signature as it happens. The audit trail logs every step with times and IP addresses.
How are signed banking documents kept secure and legally valid?
BoldSign encrypts every banking document twice with AES-256, and seals the completed PDF against later edits. Its security controls are independently audited for SOC 2 Type 2. Each standard appears in your account's Compliance page.
Compliance
BoldSign meets global security and compliance standards to protect your documents and data. Manage the settings below to align with your organization’s requirements.
Data Residency
Active (US - Global)Your documents and signer data are securely stored in your selected region to meet data sovereignty and local regulatory requirements.
HIPAA Compliance
EnabledEnable HIPAA mode to protect PHI using administrative, technical, and physical safeguards aligned with HIPAA regulations.
PCI DSS
CompliantPayments are securely processed through Stripe, a PCI DSS Level 1-certified provider, ensuring the safe handling and encryption of all payment data.
CCPA & CPRA
CompliantEnsures compliance with California privacy laws, giving residents transparency and control over their personal data, including rights to access, delete, and opt out.
SOC 2 Type II
CompliantBoldSign has successfully completed a SOC 2 Type II audit, validating our controls for security, availability, confidentiality, and data integrity.
UETA & ESIGN
CompliantBoldSign ensures that all e-signatures are legally binding and compliant with the U.S. ESIGN Act and the Uniform Electronic Transactions Act (UETA).
eIDAS (SES)
CompliantBoldSign complies with the EU eIDAS Regulation (910/2014) and supports Simple Electronic Signatures (SES) by default.
eIDAS (QES)
EnabledEnable Qualified Electronic Signatures (QES) for contracts requiring the highest legal assurance under eIDAS.
Security and procurement documents for eSignature
BoldSign publishes its security policy, data processing agreement, and subprocessor list online. Your vendor risk team can read all three before a review starts. The SOC 2 Type 2 report comes on request.
- Sign-in
Single sign-on and user provisioning
Both work with Microsoft Entra ID.
See features by plan - Audit report
SOC 2 Type 2 report
Available on request from BoldSign.
Request the SOC 2 report - Data protection
Data processing (DPA)
Incorporates the EU SCCs and the UK Addendum by reference.
Read the data processing agreement - Data protection
Subprocessor list
Every third party BoldSign uses to process data.
See the subprocessor list - Service
Service levels
Uptime and support response commitments.
Find it in the Legal Center
What e-signature software costs a 10-person banking team
BoldSign costs $1,800 a year for 10 senders on the Business plan, with unlimited envelopes. The comparison prices every other vendor for the same 10 senders.
| What a banking team weighs | BoldSign | Docusign | PandaDoc | Adobe Acrobat Sign | Dropbox Sign |
|---|---|---|---|---|---|
| Plan compared | Business plan | Business Pro plan | Business plan | Acrobat Pro for teams plan | Standard plan |
| Price for one sender a year | $180$15 a month | $540$45 a month | $588$49 a month | $287.88$23.99 a licence a month, over 12 payments | $300$25 a month |
| Cost for 10 senders a year | $1,800 | $5,400 | $5,880 | $2,878.80 | $3,000 |
| Documents one sender can send in a year | Unlimited | 100 envelopes1,000 across 10 users | Unlimited | Unlimited | Unlimited |
| Bulk send from a CSV file | Add-on ($0.25 per envelope) | YesCounts toward the yearly envelope allowance in this table | YesEach document uses a usage credit; the credit price is not published | NoRecipients are typed in; a CSV needs Acrobat Sign Solutions | Yes |
| Users you must buy to start | 1 | 1 | 1 | 1 | 2 |
Monthly figures are the yearly price divided by twelve. Not published means the vendor's own pricing page, help centre and documentation do not state the figure.
For 10 senders, BoldSign costs $1,800 a year with unlimited envelopes. Every other plan in this table costs more, from $2,878.80 to $5,880.
Spotted something outdated? Tell us at boldsign.com/contact-us.
Which financial services teams use BoldSign?
Mortgage brokers and payment companies use BoldSign for the paperwork their customers sign.
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Jayant Bahel, Ethical Mortgage Template fields halved the time to build a signing package
An Ontario mortgage brokerage that places files with Canada's five largest banks.
Watch or read the Ethical Mortgage story -
Payroc The BoldSign API runs signing inside their own contract workflow
A payments company that collects merchant agreements through its own system.
Read the Payroc story
Limits and costs to know before you start with BoldSign
BoldSign prepares, sends, tracks, and stores documents for signature. These are the costs a banking team meets first.
- $0.25
Each bulk send envelope
Bulk send and bulk links are add-ons on the Business plan. That plan is $15 per user a month, billed yearly.
- $2
Each successful ID verification
Charged only when the check succeeds, on the Business plan and above.
- $0.20
Each SMS delivery
WhatsApp delivery is $0.10 a message. Both start on the Business plan.
- 50
Envelopes a month on the Growth plan
The Growth plan is $5 per user a month, billed yearly, and holds 10 templates.
More pages for financial teams weighing e-signature software
BoldSign publishes a pricing page, an embedded signing page, and a Docusign comparison.
- Page
E-signature pricing
Every plan, add-on rate, and allowance.
See the pricing page - Page
Embedded signing
Signing inside your own banking or lending app.
See the embedded signing page - Page
BoldSign as a Docusign alternative
Features, prices, and template import.
See the comparison
How do you switch to BoldSign from another eSignature tool?
Docusign templates import into BoldSign at no charge with BoldSign's import tool, and BoldSign support helps teams move.
- Guide
Import from Docusign
How to move Docusign templates into BoldSign.
Read the import guide - Comparison
Docusign
Features and prices side by side.
See the Docusign comparison - Comparison
Dropbox Sign
For teams moving from Dropbox Sign.
See the Dropbox Sign comparison - Comparison
SignNow and others
Every tool BoldSign is compared with.
See all comparisons
Frequently asked questions
Are electronic signatures legally valid for banking documents?
Yes. Signatures you collect with BoldSign are legally binding under the ESIGN Act, UETA, and eIDAS.
What does eSignature for BFSI mean?
BFSI means banking, financial services, and insurance. BoldSign covers insurance signing as well as banking.
How do electronic signatures help with KYC checks?
Customers sign onboarding forms online, after an ID check and selfie if you require one.
Do customers need a BoldSign account to sign?
No. Customers open the signing link in any browser and sign. See how signers sign.
Can two people sign the same loan document?
Yes. Add both borrowers and set the signing order. Each gets their own signed copy.
Can we put signing inside our own banking app?
Yes. Your developers can build it in with the BoldSign API, after testing in a free sandbox.
Send your first banking document today
Build your account opening and loan templates once, then run every customer through them.
Last updated: October 18, 2026. Disclaimer: This page contains product comparisons based on publicly available information as of October 2026 and may change.